One thing no-one has mentioned which is essential for getting paid promptly by many businesses or institutions - your federal tax ID number. I can't remember who it was I did my first big school job for, but after waiting patiently for 30 days, I called to inquire about my payment, and was told they couldn't pay me because they didn't have my W4 on file. So now I ask any new institutional client it they need it when they're authorizing the work, and it does help speed things up. Mike
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