---------------------- multipart/alternative attachment In a message dated 1/19/2006 12:58:49 PM Central Standard Time, jim_busby@byu.edu writes: My understanding is that if you sign that waiver it isn't just for UM but anywhere. The LDS Church lawyers looked at that option and decided no. I think it's dumb that ambulance chasers have pushed it to this, but on the other hand all I had to do was raise my price $4.00 per tuning and it paid for the extra WC and the liability insurance. This is based on about 90 pianos tuned twice per year. $4.00 x 90 x 2 = $720.00. If you have more tunings then it would be even less per piano. When you look at it that way (only $4 per tuning) it's not that big of deal. However, it still irks me to no end... Regards, Jim Jim Raising the price of a tuning by $4 just to cover an insurance premium is not the end of it. If you're also going to have to raise your rate to cover cost of other living expenses, gas expenses, etc., etc., somewhere along the line the increase in your fee will put you too far above what the market will bear. Pretty soon, customers are not going to call you, because they can get someone else for cheaper. (There will be some who will pay your rate, but it will cost you some business.) This is what is basically happening in the medical profession. Doctors have to pay more for malpractice insurance than the health insurance companies are compensating them. As a result, they can't afford to stay in business. Insurance has become a racket. I don't know the answer, and I am not advocating nationalizing the insurance industry, but unless some controls are brought forth, this country will become insurance poor. Wim ---------------------- multipart/alternative attachment An HTML attachment was scrubbed... URL: https://www.moypiano.com/ptg/caut.php/attachments/0a/06/96/55/attachment.htm ---------------------- multipart/alternative attachment--
This PTG archive page provided courtesy of Moy Piano Service, LLC