This is a multi-part message in MIME format. ---------------------- multipart/alternative attachment Wim, perhaps the answer lies in the newly revised old joke,"What do you = call 1000 lobbyists at the bottom of the ocean?" "A good start." But = please don't take this too seriously or too far as we can't solve this = in this forum. Better days. Chris Solliday ----- Original Message -----=20 From: Wimblees@aol.com=20 To: caut@ptg.org=20 Sent: Thursday, January 19, 2006 2:37 PM Subject: Re: [CAUT] disability insurance In a message dated 1/19/2006 12:58:49 PM Central Standard Time, = jim_busby@byu.edu writes: My understanding is that if you sign that waiver it isn't just for = UM but anywhere. The LDS Church lawyers looked at that option and = decided no. I think it's dumb that ambulance chasers have pushed it to this, = but on the other hand all I had to do was raise my price $4.00 per = tuning and it paid for the extra WC and the liability insurance. This is = based on about 90 pianos tuned twice per year. $4.00 x 90 x 2 =3D $720.00. = If you have more tunings then it would be even less per piano. When you look at it that way (only $4 per tuning) it's not that big = of deal. However, it still irks me to no end... Regards, Jim Jim Raising the price of a tuning by $4 just to cover an insurance premium = is not the end of it. If you're also going to have to raise your rate to = cover cost of other living expenses, gas expenses, etc., etc., somewhere = along the line the increase in your fee will put you too far above what = the market will bear. Pretty soon, customers are not going to call you, = because they can get someone else for cheaper. (There will be some who = will pay your rate, but it will cost you some business.)=20 This is what is basically happening in the medical profession. Doctors = have to pay more for malpractice insurance than the health insurance = companies are compensating them. As a result, they can't afford to stay = in business. =20 Insurance has become a racket. I don't know the answer, and I am not = advocating nationalizing the insurance industry, but unless some = controls are brought forth, this country will become insurance poor.=20 Wim ---------------------- multipart/alternative attachment An HTML attachment was scrubbed... URL: https://www.moypiano.com/ptg/caut.php/attachments/a1/bf/f2/e1/attachment.htm ---------------------- multipart/alternative attachment--
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