This is a multi-part message in MIME format. ---------------------- multipart/alternative attachment Zero debt of any kind other than the mortgage, (which we over-pay every = month on a 15 yr fixed). All this while building a 2,000 SqFt piano = restoration shop with cash. Nope, NOT Mr. Money bags here. Just = learned young that debt is a very bad thing and you really can work = miracles if you save, invest, save, invest, save, and burn all credit = cards. Of course it requires working 14 hrs a day and some occasional = side deals buying and selling pianos. Don't have much of a life = though!! Hopefully that will begin to change in another couple years or = so. Rob Goodale, RPT Las Vegas, NV ----- Original Message ----- From: Clyde Hollinger=20 To: Pianotech=20 I heard a financial advisor tell the story of trying to help a client = with $600,000 of consumer debt. Through an unexpected turn of events, = she now had to get by on an income of only a million per year. Could = *you* be debt-free if you made so little money?! On the other hand, = neighbors of mine keep their bills paid living on social security of = $900/month.=20 Some people definitely live in poverty, but for the rest of us, it's = not how much we make; it's learning and applying good money management. = I understand the average household continuously pays interest on = $7,000-$9,000 of credit card debt. That's about $1,000 of after-tax = money down the tube, year after year after year.... Yes, I was there, = for a brief time many years ago, but not anymore. You can escape.=20 ---------------------- multipart/alternative attachment An HTML attachment was scrubbed... URL: https://www.moypiano.com/ptg/pianotech.php/attachments/32/30/5a/4c/attachment.htm ---------------------- multipart/alternative attachment--
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