Wet and Wild Steinway

[A440A@AOL.COM]

<<     Ceiling tile debris soaked and plastered to the case and strings, 
reddish finish running off when I lifted the lid, action soaked and frozen, 
keys frozen, rust starting on strings and pins (and bridge pins), etc.  What 
say ye?    Piano is insured.  Is it trashed, or what?>>

Send pictures to New York.  Let them tell you if the piano is salvagable.    
I had an identical situation two years ago.  1885 model A in Rosewood, very 
wet.  By the time New York put in a new board, block, refinished,etc.  and I 
had built the action,  the insurance company had over $22,000 in the piano, 
which was a lot easier to take than the $45,000 it would have required to 
replace.  
     I think this piano will be fine with a new board, block, strings, 
bridges, action, finish, etc.  Probably cost of restoration will be 75% of a 
new price, which should be a viable target.  
Good luck, 
Ed Foote RPT