---------------------- multipart/alternative attachment On Jan 19, 2006, at 1:01 PM, Jim Busby wrote: > Jeff, > > > > How much does =93disability insurance=94 cost? What does it cover? =20 > Would Brent Fischer have been covered for his hearing loss? It =20 > brings a lot of questions to mind. > > It is typically very reasonable, but different companies/policies =20 cover different things, and cost varies from duck to buck to lion. =20 The company I worked for didn't exactly have the portfolio of =20 products that got you in middle income homes very often, so I really =20 never got the opportunity to sell it, and consequently never really =20 learned our product well. We spend most of our time pushing debit =20 level products and collecting premiums. It's been several years =20 since I've been in that business and I don't remember much about =20 cost, except that as a whole, disability insurance is a bargain. My =20 statement of bennies doesn't say what the state pays on my behalf, =20 but I pay $3.64/mo for a supplement to the state's long term =20 disability plan. I feel pretty confident that a disability like =20 Brent's would normally be covered, at least until he finds a =20 different way of earning a living, if he can. UNLESS, it's covered =20 by workman's comp first, but that's a whole different ball of wax. =20 Even then there may still be something. If your employer offers it, I recommend it. If you're self employed, =20= look seriously at it and compare ducks, bucks and lions and Andrews =20 and Benjamins. > > > BTW, The LDS Church hasn=92t gone to fingerprinting, but they are now =20= > requiring =93two deep leadership=94 which means that no adult can be =20= > alone with a minor. (It=92s not world wide, yet.) This is being done at our Baptist church also. But Baptist churches =20 are individually autonomous, so I'm sure that's simply at the advice =20 of the Southern Baptist Convention. > On a different note, Dan Levitan says that many people in NY are =20 > preferring women piano technicians over men because they don=92t want =20= > some strange man in their house. That may indicate the need for =20 > more women technicians. It could also mean that men techs need to =20 > be less =93strange=94. :- ) > > Now there's an idea. Our sound guy said he worked somewhere once =20 where the technician completely spooked most all the gals and had one =20= guest artist who refused to be in the room with him. Said I was the =20 most "normal" piano tuner he's ever worked with - whatever that =20 means. We really do need to think about that. Jeff T ---------------------- multipart/alternative attachment An HTML attachment was scrubbed... URL: https://www.moypiano.com/ptg/caut.php/attachments/c7/d7/98/34/attachment.htm ---------------------- multipart/alternative attachment--
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