[CAUT] disablity insurance

[Jeff Stickney]

List,

As a contract tech at the University of Montana, I am required to get a 
Worker's Comp waiver which, as of this year, cost $125!  Go figure, I 
have to pay NOT to be covered.  The Music Dept. agreed to cover the 
cost  - but the whole concept defies common sense.

Jeff Stickney

Jeff Tanner wrote:
>
> On Jan 18, 2006, at 10:30 PM, Jeff Olson wrote:
>
>> Agreed, Jim.  I may sound a bit bitter because I went through the 
>> same thing -- UCD informed they would require those things.  I 
>> politely said "Fine, but of course I'll need to charge you accordingly." 
>
> Jim, Jeff, Wim, all,
> It is my understanding that since the lawsuits broke out against the 
> Catholic church over child molestation, that there are now seminars 
> for lawyers to attend to learn how to sue churches.  We now have to 
> agree to federal background checks just to teach sunday school to 
> children.  So, I am convinced that churches are requiring this kind of 
> protection for anyone who might come under their roof while a child or 
> anyone else who could be a victim of any kind of malicious intent is 
> present.  It is indeed a different world.  Will church members start 
> having to carry liability insurance to attend services?
>
> Not sure I understand the workman's comp requirement, though.
>
> I do invest the few extra dollars per paycheck for the extended 
> disability coverage.  The state covers short term disabiliity.  I used 
> to sell insurance, and I think it is a smart few bucks to spend.  We 
> once were taught that statistics are that you are 7 times more likely 
> to become disabled than to die prematurely.
>
> If you're looking at that highly advertised product, I'd do some 
> shopping around. That duck costs a lot of money and its got to come 
> from somewhere.
>
> Jeff
>
>
>
> Jeff Tanner, RPT
> University of South Carolina
>
>
>