[CAUT] disablity insurance

[Jeff Tanner]

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On Jan 18, 2006, at 10:30 PM, Jeff Olson wrote:

> Agreed, Jim.  I may sound a bit bitter because I went through the  
> same thing -- UCD informed they would require those things.  I  
> politely said "Fine, but of course I'll need to charge you  
> accordingly."

Jim, Jeff, Wim, all,
It is my understanding that since the lawsuits broke out against the  
Catholic church over child molestation, that there are now seminars  
for lawyers to attend to learn how to sue churches.  We now have to  
agree to federal background checks just to teach sunday school to  
children.  So, I am convinced that churches are requiring this kind  
of protection for anyone who might come under their roof while a  
child or anyone else who could be a victim of any kind of malicious  
intent is present.  It is indeed a different world.  Will church  
members start having to carry liability insurance to attend services?

Not sure I understand the workman's comp requirement, though.

I do invest the few extra dollars per paycheck for the extended  
disability coverage.  The state covers short term disabiliity.  I  
used to sell insurance, and I think it is a smart few bucks to  
spend.  We once were taught that statistics are that you are 7 times  
more likely to become disabled than to die prematurely.

If you're looking at that highly advertised product, I'd do some  
shopping around. That duck costs a lot of money and its got to come  
from somewhere.

Jeff



Jeff Tanner, RPT
University of South Carolina




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