On 10/31/2010 11:16 AM, Gerald Groot wrote: > As I have said > before, we have to make $100,000 a year in order to take home roughly > $50,000 after taxes, insurance and the rest of our business expenses. Jer, someone at the lower end of the earnings scale will lose far less to taxes. Avoiding over-insurance can also give benefits, not just in lower premiums, but also in simplicity of life, at the expense of a little courage and willingness to accept risk. Living in a relatively low cost area can also bring an effective increase in wealth without an increase in tax burden. Putting in a whacking long day of too many jobs scheduled too close together (especially many days a week) can bring in more of the little continually shrinking dollars, but at the expense of rest and physical well-being andother interesting and varied activities; not to mention having the time and energy to enjoy and savor the experience of tuning and piano work done at a more leisurely pace. Of course, if you prefer earning a whole bunch of money and paying out a whole lot of it in expenses, that's up to you. To each his own. Susan Kline -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://ptg.org/pipermail/pianotech.php/attachments/20101031/578c74b6/attachment.htm>
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