Golden Rule? Health Insurance for RPT's?

[Mark Schecter]

Hi, Julie.

Well, I'm certainly no expert, but I think I can answer. If PTG were our 
employer, they probably could do that. But they're not - we (PTG) are an 
association of (mostly) self-employed individuals residing in multiple 
states. Until the laws are changed, so as to place oversight of health 
insurers in the federal government (e.g. the Dept. of Labor) instead of 
in the individual state governments, no single insurance company can (or 
will) issue a policy to cover individuals residing in multiple states, 
because every state has different laws and regulations. This is the 
reason there needs to be legislative action to legalize Association 
Health Plans (AHPs) otherwise known as Small Business Health Plans 
(SBHPs). You can get an overview of this at http://tinyurl.com/mjqat . I 
hope this helps.

-Mark Schecter

KeyKat88 at aol.com wrote:

>            I think the main idea here, is to NOT get your retirement 
> savings wiped out over a catastrophe. I think we just need Major 
> medical. So far, the best quote I have is one that will allow a 
> (ballpark) 5K to 7K deductable for a premium smewhere between $100 and 
> $200 per month per person. Couldnt the PTG get a group rate from Golden 
> Rule or something as we are a low risk self employed group?
>  
> Julie
> Readinmg, PA