Carman, There was a discussion of this sometime last year. You might check the archives under "health insurance." Basically, each family's needs are different. My family doesn't have chronic illness, so we have a Health Savings Account policy through Golden Rule. This is basically major medical with a high deductible. For me and two children, the monthly cost is $212, and the deductible is $5400 per calendar year. This may sound bad at first, but this plan offers 100% coverage after the annual deductible is met. I really like that option because at least I know I'm not spending more than $5400 every year should something catastrophic happen. Many policies would require paying at least $5400 per year in premiums alone, so it's really a matter of risk vs. benefit (like all insurance, huh?) I got my policy through www.ehealthinsurance.com. I bet you could find some helpful information there as well. John Formsma -----Original Message----- From: pianotech-bounces at ptg.org [mailto:pianotech-bounces at ptg.org] On Behalf Of David Ilvedson Sent: Saturday, April 01, 2006 9:58 PM To: pianotech at ptg.org Subject: RE: Health Insurance for RPT's? It sucks in general...I have Kaiser, which I like, $820 a month for a family of 3... David Ilvedson, RPT Pacifica, California ----- Original message ---------------------------------------- From: "Carman Gentile" <cgpiano at humboldt1.com> To: pianotech at ptg.org Received: 4/1/2006 6:50:07 PM Subject: Health Insurance for RPT's? >April 1st, 2006 > What are the best Health Insurance options for us self-employed Piano >Technicians? (I have Blue Cross now.) >Carman Gentile RPT >Redwood Chapter
This PTG archive page provided courtesy of Moy Piano Service, LLC