Geoff, Yes, rollover from year to year. My savings/checking account is invested in mutual funds and not FDIC "insured," but there are certain HSA accounts that offer FDIC insurance. Right now, mine is earning 4%. There is a monthly fee of $3.00 for the fund. But, once you build up your fund, you are making more than that. The cool thing about it is that it grows tax free as long as it is used for medical purposes. I got my Golden Rule policy through www.ehealthinsurance.com, but I would guess it is available through other outlets like a local insurance sales agency. John Formsma Geoff Sykes wrote: >Please tell us that this is not the case with your insurance company. On the other hand, if you DO get to rollover this account from year to year with no penalty, let us know how to contact these people. > >-- Geoff Sykes >-- Assoc. Los Angeles > > > > >
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