In a message dated 4/12/02 12:04:46 PM, Pianotoone@AOL.COM writes: << It only covers hospital stay, but that is 100% coverage. I find that I can pretty well cover Dr calls out of pocket but a multi thousand dollar hospital stay is nice to have protected. >> OK, just for the sake of discussion, let's say that you (G-d forbid) have a heart attack. The insurance covers 100% of the surgery and the hospital stay. Great! Now you happily go home, and find that you have to visit the doctor twice a week for 6 months, and take 14 pills a day. Can you afford that? I had the same coverage as you and pretty much the same attitude. My insurance agent helped me realize that the coverage I had would be quite a liability in many circumstances. I would suggest though that you rethink things while you're still young and can get on a more comprehensive plan. (You must be young if Blue Cross only costs you $114/month. Before I abandoned that policy I was up to $131/month.) Just my two cents Tom Sivak
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