bounced check

[Ron & Lorene Shiflet]

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    Most tech's tell me that they receive about 1 bounced check every 10 =
years.  That's not bad.  My experience is about the same although I have =
received them for other things. =20

The question is, do you want to win the battle or the war?
   =20
    Personally, I prefer to win the war.  My wife and I would rather =
keep peace and have a repeat customer.  We usually call the bank every =
day and see when there is enough money to cover the check.  When there =
is, we will then go to the bank and get a cashier's check for it.  We =
won't call the customer unless we cannot resolve it on our own within =
about 3 weeks.  I've never had a bounced check that I couldn't collect =
on. =20
   =20
    On a side note:  About 6 months ago, I ordered a mail order product =
that cost $225.  The company sent two of them.  I used my debit card.  =
My house payment cleared the bank and so did the 2 products they sent, =
but the dozen other little checks for $20 each (like my water bill) =
bounced.  Their little oversight cost me $600.  Of course it is an out =
of state company so there's no way to collect.  The company was =
absolutely NASTY to me about it.  (Telling me and my wife how stupid we =
were to order 2 when we only wanted 1).  4 months later the corporate =
headquarters finally gave me about $200 in products (that cost them $20) =
to keep peace but I won't go there again.       =20
    To make a long story short, I finally recovered.  I appreciated the =
businesses who worked with me.  Many businesses didn't charge a bounce =
fee, they apologized for calling me and expressed thanks for my doing =
business there.  Well, guess where I still shop?

Ron=20

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