Absences doesn't make the heart grow fonder

[Clyde Hollinger]

Brian,

I buy the insurance offered to PTG members by Potter,Leonard
(425-486-4334).  It provides good liability coverage; my cost is
$250/year.  I have never needed their services, but I understand they
are great to work with.

I know some would say we should refuse to tune when no one is home, but
I suspect that if I wouldn't, the clients would just switch to someone
who did.  If they leave the house unlocked for me, I will always lock it
on the way out unless instructed otherwise.  I think we do well to be a
little careful, though.  And situations will vary from one location to
another.  In some areas it seems everybody trusts everybody, and in
other areas nobody trusts nobody.

I recognize the possibility of getting into a sticky situation like Don
did, but we can't insulate ourselves against every possibility.

Clyde Hollinger

btrout@desupernet.net wrote:
> 
> Something I've been wondering about is what kind of insurance would be wise
> for a tuner/technician to carry.  There's the possibilities of breaking
> something like an expensive vase, or knocking a valuable painting off of the
> wall, or of damaging the piano in some way, or like you've mentioned, someone
> being robbed with you as a suspect (since you were the last one there...).
> 
> Question is, how do you protect yourself from this kind of situation?  Do you
> refuse to tune if there's no one home?  or if they have to leave for work
> before you're done? or if they want to leave the door open for you?
> 
> It's a legitimate concern considering the society we all live in.
> 
> Would sure like to hear what you think!
> 
> Brian Trout
> Quarryville, Pa.