charging for service

[Jon Page]

Peggy, List;
Please excuse the brashness of my previous post.
I skimmed over the first portion of your post and the later portion
prompted my reply. I regret your dilemna but it is an all too common 
story. Most people expect the government to take care of them
in later years. I am endeavoring to not become so dependant.
However with the increasing tax ratio it is hard to put money away.
Most quarters, I pay living expenses and send the rest to the IRS.
It won't get any better. Taxes will go up with the Baby Boomers coming
to SSI in a few years.

That 'surplus' they are wheeling over now will be squandered. One should 
not be mad at business people, rather politicians.

A few months ago I received a notice from the friendly people at
the IRS. They mentioned that it would be a real good idea to start
an IRA or 401K plan (is that a knock at the door?).

There are some good performing mutual funds out there and fortunately
my IRA is doing well, I wish I could say the same for the few stocks I have
:-(

So what it comes down to is: if you cannot put money away (unless you are
living beyond your means) then you are not making enough, so either work
longer hours, hit the lottery (better odds on getting hit by lightening),
or _raise your prices.

I opt for a balance between 1 and 3, after one must keep a shoulder to
the grindstone. Speaking of which:

 Back to work (sanding a finish, I needed this break) >



Jon Page
Harwich Port, Cape Cod, Mass. (jpage@capecod.net)
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