In a message dated 98-12-16 10:14:46 EST, you write: << I'm interested in what kind of disability insurance, if any, some of you might be using. Is the PTG program the best coverage and rate or are there better ones out there? I think social security pays some benefits in the event that you become unable to work. Is it enough to get by? David Porter St. Louis, MO >> David: I don't think the PTG insurance has a disability option. I have my self covered for enough to pay the mortgage on the house and the utilities. The rest, Jan will ahve to work and make ends meet. There are lots of different companies out there, but when you do get coverage, be sure there are two very important aspects: They can't cancell you no matter how bad health you are in, and they can't raise your rates. Wim
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